So England’s World Cup dream is over, and Narayan is the new leader in the Total standings.
France now take on Croatia in Sunday’s final, leaving Gareth Southgate and his men facing a second meaningless encounter with Belgium in Russia to decide who earns the honour of finishing third.
It all looked so good for England when Kieran Trippier's free-kick gave them an early lead in last night’s semi-final, but instead of crumbling following their exhausting shoot-out win over the hosts four days earlier, Croatia came back powerfully to take control and win in extra time.
Before then, Narayan had already collected two points for correctly forecasting the 1-1 scoreline after 90 minutes – as did Amii - and that was enough to give him a one-point lead over Sadie.
Lindsay and Ahmad also doubled up for picking Croatia as extra time winners, while the rest of us were pointless on the night.
Meanwhile, the tournament organiser now needs back-to-back hat-tricks to avoid a repeat of his wooden spoon performance in the 2016 Euros. All Total predictions for Saturday and Sunday needed by close of play today.
Saturday losers final
Belgium v England
(The actual) Final (on Sunday)
France v Croatia
Total World Cup 2018 standings
Photo creds: @England